SA Home Loans – Are You Paying too Much Per Month?

Face it; the manager at your bank is not going to help you decrease your monthly home loans installments. Why should they?

Are you finding yourself having to deal with various issues with SA home loans, credit cards and personal loan installments? A huge problem with rising debt is that it becomes more and more difficult to pay off only the interest, not to mention the debt capital itself.

If you are a normal South African, you are probably balancing work, putting out fires, working long hours and dealing with other issues, and the last thing on your mind is thinking about saving money on home loans.

The last thing you have time for is wasting time in a bank or talking to a call centre consultant.

SA Home Loans Issues SA Home Owners Have- So Where Can We Find The Solution?

Imagine…you are able to save a lot of money on your home loan, and at long last you are able to put away money for savings!...Less stress and your family’s financial future is secure.

It probably sounds too good to be true, but, if you have the right tools, information and resources, it will come true.

It’s said that the first step to overcoming a challenging situation is to acknowledge that there is a problem and that a change is needed.

If you continuously do the same things over and over again you’ll keep getting the same results.

As South Africans, we pay too much for debt, especially SA home loans. We often do not realize what effect higher interest rates have on our finances.

If you can decrease the interest rate on a home loan of R700 000 from 12.5% to 10.5% you will save R965pm or, from another aspect R231 438 in interest over the home loan term and that’s not including other costs and charges.